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Potential home buyers who fall into any of the above categories will need to try and secure the help of a co-signer. I think people are pointing the finger at a small part of a large problem. Rate Period 7% January 1, 2006 through December 31, 2006 5% July 1, 2003 through December 31, 2005 6% January 1, 2002 through June 30, 2003 8% January 1, 1999 through December 31, 2001 9% July 1, 1995 through December 31, 1998 Last modified on.
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